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For rent > Insurance > 3927
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| Good to know
Avoiding duplication
"Over-insurance" is more common than you may think, as a lot of umbrella policies cover a multitude of risks. |
Unless policyholders thoroughly read all sections of the policy, they may take out specific insurance from a second insurer, without realising that they are already covered by the umbrella policy.
This is often the case with travel assistance, which is usually included in all-inclusive home protection packages. The same applies to family civil liability insurance.
That is why is it important to carefully read the policy before signing it. A summary of all the risks covered may also be useful to detect any duplications or gaps in your cover.
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