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Housing credit



Certain bodies have been set up to help people with modest incomes purchase a property. These bodies are the Housing Funds or Regional Housing Corporations. There are two main ways in which these bodies can help: with mortgage loans and allowances.

To obtain assistance, several criteria must be fulfilled:

  • The property must not be bought for speculative reasons.
  • Long-term stability of the dwelling.
  • Rate adapted to income or income limitation.
  • Number of children.
  • Insurance for the outstanding balance must be paid as a single premium, possibly included in the overall amount of the loan.
  • etc...

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